U.S. Bank Altitude Reserve: Travel Smarter

U.S. Bank Altitude Reserve Visa Infinite offers 3X travel points, $325 annual credits, and premium airport lounge access.

Every great adventure begins with a single decision — and for many, choosing the right credit card can shape how that journey unfolds. The U.S. Bank Altitude Reserve Visa Infinite® Card isn’t just a payment tool; it’s a passport to a lifestyle filled with rewards, convenience, and security.

From earning 3X points on travel and mobile wallet purchases to enjoying $325 in annual travel credits and Priority Pass™ Select lounge access, this card empowers you to travel smarter and live better. Whether you’re booking a weekend getaway or a business-class seat halfway around the world, the Altitude Reserve ensures your journey feels effortless and rewarding.

Benefits

1. Triple Points on Every Trip and Tap

The Altitude Reserve’s 3X points on eligible travel and mobile wallet transactions make it a standout in the rewards category. Every flight, hotel, and Apple Pay® purchase moves you closer to your next vacation. Points can be redeemed for travel, cash back, or gift cards — giving you full control of how you use your rewards.

2. $325 Annual Travel Credit That Pays You Back

Each year, you automatically receive $325 in statement credits toward qualifying travel expenses. Flights, hotels, and rideshare services all count — helping you easily offset most of the annual fee.

3. Relax with Lounge Access Worldwide

Waiting at airports becomes something to look forward to. With Priority Pass™ Select membership, you can unwind in more than 1,700 airport lounges worldwide, enjoying snacks, Wi-Fi, and comfort before your flight.

4. Strong Travel Protection and Coverage

Your adventures are protected with trip cancellation/interruption insurance, rental car coverage, and mobile phone protection. Unexpected events don’t have to disrupt your peace of mind.

Strengths and Consumer Benefits

The U.S. Bank Altitude Reserve stands out for its balance between premium benefits and everyday practicality. While many luxury cards tie rewards to specific partners, Altitude Reserve allows redemptions through the Altitude Rewards Center, giving you the freedom to book any airline or hotel you prefer.

Digital-savvy users also gain an advantage through 3X mobile wallet rewards, a feature rarely seen in high-tier cards. Combined with flexible redemptions and annual credits, it’s ideal for professionals, frequent travelers, and those who appreciate smooth digital integration.

Official Benefits Overview

The U.S. Bank Altitude® Reserve Visa Infinite® offers strong value for frequent travelers through its combination of rewards and fee policies. New cardholders can earn a welcome bonus of 50,000 points after meeting the qualifying spending requirement, which can be redeemed for travel purchases. In addition, the card does not charge foreign transaction fees, allowing international purchases to be made without extra costs beyond the exchange rate. These features make the Altitude Reserve a practical option for users who travel abroad and want to maximize the value of their spending.

Security Benefits

The U.S. Bank Altitude Reserve offers Visa Infinite®-level protection, including zero liability, 24/7 fraud monitoring, and emergency card replacement services. You’ll also receive real-time alerts for suspicious activity, keeping your information secure wherever life takes you.

Eligibility Criteria

Applicants typically need good to excellent credit (a FICO® score around 720 or higher) to qualify. Stable income and responsible financial history also strengthen your approval chances for this premium product.

Application Process

Getting started with the U.S. Bank Altitude Reserve Visa Infinite® Card takes only a few minutes:

1. Visit the official U.S. Bank website.
2. Select the Altitude Reserve Visa Infinite® Card from the list of credit cards.
3. Review the rewards, benefits, and eligibility requirements.
4. Click “Apply Now.”
5. Complete the secure online application with your personal and financial details.
6. Submit and await instant or manual approval.

Once approved, you can immediately start earning points on travel and mobile wallet purchases.

Frequently Asked Questions

1. What is the annual fee for this card?
The U.S. Bank Altitude® Reserve Visa Infinite® has an annual fee of $400. The card also offers up to $325 in annual statement credits for eligible travel and dining purchases.

2. How many points do I earn per dollar?
Cardholders earn 3X points on eligible travel purchases and mobile wallet transactions, as well as 1X point on all other qualifying purchases. Higher earn rates apply to certain bookings made through the U.S. Bank Travel Center.

3. Is there a sign-up bonus?
The card offers a welcome bonus to new applicants who meet the required spending threshold within a specified time frame. Bonus terms and availability may vary.

4. Can I use the card internationally?
Yes. The U.S. Bank Altitude® Reserve does not charge foreign transaction fees, allowing purchases to be made outside the United States without additional card-related fees.